If you’ve been injured in an accident, chances are you’re already feeling overwhelmed—physically, emotionally, and financially. As you try to focus on healing, the insurance company may quickly present you with a settlement offer. While it might seem like a welcome relief, accepting the first insurance settlement offer is often not in your best interest.

At the Reed Firm, we’ve seen this time and again: insurers rushing to close a claim before the full scope of damages is understood. Why? Because their priority is protecting their bottom line—not your well-being. We’re here to change that. Our passion is people, and our obsession is justice.

Why the First Offer Is Usually No Good

Insurance companies are businesses, and like any business, they aim to maximize profits. One of their most common tactics is offering a lowball insurance claim settlement early on—often before you’ve had time to fully evaluate the costs of your injury. These quick offers rarely account for:

• Future medical treatment
• Lost wages and diminished earning capacity
• Pain and suffering
• Long-term care or rehabilitation

Accepting a first offer without consulting a legal professional could leave you significantly undercompensated.

Timing Matters: Contact Us Before the Offer Comes

One of the most critical decisions you can make after an accident is reaching out to an attorney early. Many people wait until they’ve already received a settlement offer before seeking legal advice. Unfortunately, by that time, the damage may be done. Once you accept an offer—even a low one—you often give up your right to pursue additional compensation.

Getting in touch with the Reed Firm as soon as possible allows us to:

• Preserve crucial evidence
• Guide you on what to say (and what not to say) to the insurance company
• Help you avoid common pitfalls that can weaken your claim
• Ensure the insurance company doesn’t take advantage of you

The earlier we’re involved, the better positioned we are to build a strong case that reflects the true value of your injuries and losses.

Don’t Settle for Less Than You Deserve

When you accept the first settlement, you typically waive your right to pursue additional compensation. That means if new symptoms emerge, or if recovery takes longer than expected, you’re on your own financially. We believe that’s not just unfair—it’s unjust.

At the Reed Firm, we fight to ensure you’re fully compensated for all your losses—not just the ones that are immediately obvious. Every client matters. Every detail counts. And every case deserves a thorough, aggressive pursuit of justice.

How an Attorney Can Help

When you work with our team, we handle the insurance adjusters and push back against unfair offers. We evaluate your case based on medical records, expert opinions, and real-world impacts—not the insurance company’s spreadsheet. Our job is to make sure your voice is heard and your rights are protected.

We’ll negotiate on your behalf, build a compelling claim, and if needed, take your case to court. We won’t let you be silenced or shortchanged.

Let Us Review Your Insurance Settlement Offer

If you’ve received a settlement offer from an insurance company, don’t sign anything until you’ve spoken with a lawyer. And better yet—contact us before that offer ever comes across your desk.

At the Reed Firm, we offer free consultations and only get paid if we recover compensation for you. You deserve to be treated with dignity, respect, and fairness—nothing less. Don’t let a lowball insurance claim define your recovery. Contact the Reed Firm today, and let us fight for the justice you deserve.